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Equities End Mixed as Amazon Dents Nasdaq, Blue-Chip Earnings Bolsters Dow

Equities End Mixed as Amazon Dents Nasdaq, Blue-Chip Earnings Bolsters Dow

Equities were mixed on Friday, with the tech-heavy Nasdaq Composite dented by Amazon.com, Inc. (NASDAQ:AMZN) declines while the Dow Jones Industrial Average was bolstered by earnings among its components. Amazon.com, Inc.(AMZN) recorded price-target cuts from Morgan Stanley, Oppenheimer and Wedbush Securities Friday after guiding for first-quarter sales below Wall Street’s […]

Telehealth and the Future of Health Care

In an article for Forbes, Harry Wang made this bold claim: Virtual HealthCare Will Revolutionize the Industry, If We Let It. With the advent of the Internet and all the advances in telecommunications, information dissemination is made easier than ever before. Wang pointed out that “connectivity has created many new […]

Contract.org Announces Bi-Annual $1,000 College Essay Scholarship

Washington D.C. – Contract.org announced two scholarships of $1,000 each, to be awarded to the winners of its bi-annual college essay scholarship.  This contest is open to students in high school who are planning to attend college.  Essays for this contest must be received by Friday, July 1, 2016. To apply, students […]

海外投資

海外投資

オフショア保険に契約することは、日本の法律上違法なのか合法なのか。オフショアに籍を置く会社が運用し、高いパフォーマンスを誇る海外ファンドへの投資が可能な海外積立投資が最近日本でも注目を浴びています。Friends Provident, Standard Life, Royal London, Hansardなど様々なプラットフォームがあるほか、IFAをどうするかなど、始めるにあたっては色々な悩みがあると思います。 ところで、それ以前に議論になりがちなのが、オフショア保険の契約は、日本の法律上違法なのか合法なのか、という点ではないでしょうか。これは難しい問題ですが、今のところ法律の解釈次第で、明確な判例はないようです。これらの商品は、海外の保険会社が提供している保険ですが、中身を見てみると外国籍の投資信託(海外ファンド)であり、特徴のひとつとして、契約者の死亡時にファンドの時価総額に対して1%のボーナスの付加が上げられますが、同様のスタイルを持った投資商品は日本には存在しませんので、日本の保険関連法において定義に値しないのです。そのため、合法ですとはいえないのですが、違法ではない、と言うのが正しいのではないでしょうか。 日本の保険業法第186条1では、「日本に支店等を設けない外国保険業者は、日本に住所もしくは居所を有する人(中略)に係る保険契約を締結してはならな い」、同じく186条2では、「日本に支店等を設けない外国保険業者に対して日本の住所もしくは居所を有する人(中略)に係る保険契約の申し込みをしよう とする者は、当該申し込みを行うときまでに、内閣府令で定めるところにより、内閣総理大臣の許可を受けなければならない」とされており、この法令に違反し て許可を受けずに保険契約の申込みをした場合は「50万円以下の過料に処する」(同337条)とされています。この法律にどのようにアプローチするのかが、オフショアファンド、オフショア生保に加入する際の大きな問題になります。

Starbucks Corporation (NASDAQ:SBUX) Might Be Digging Its Own Grave In China

Starbucks Corporation (NASDAQ:SBUX) Might Be Digging Its Own Grave In China

Starbucks Corporation (NASDAQ:SBUX) recently announced its intention to boost its presence in China by increasing the number of its coffee shops in the country from 1,900 to 4,400 in five years. This plan might not be the best the firm because it can make it less appealing than it already […]

Will 2016 Mark Apple Inc. (NASDAQ:AAPL)’s Worst Performance?

Will 2016 Mark Apple Inc. (NASDAQ:AAPL)’s Worst Performance?

Apple Inc. (NASDAQ:AAPL)’s performance in 2016 remained very bumpy, necessitating preparing for the worst case scenario.  Though this is the case, Apple has just recorded its biggest quarter with record revenues of $76 billion. The profits were $18.4 billion marking the most that any company has ever achieved. Yet, most […]

Alphabet Inc (NASDAQ:GOOGL) To Take Its Autonomous Vehicles To The Streets Of Washington

Alphabet Inc (NASDAQ:GOOGL) To Take Its Autonomous Vehicles To The Streets Of Washington

Alphabet Inc (NASDAQ:GOOGL) has announced that Washington will be the third state to grace its self-driving cars. The software and tech company revealed that it plans to test its autonomous vehicles in the streets of Washington. The announcement is great news for the state officials who have been trying to […]

The Tussle Between Wall Street and Tesla Motors Inc (NASDAQ:TSLA) Continues

The Tussle Between Wall Street and Tesla Motors Inc (NASDAQ:TSLA) Continues

Tesla Motors Inc (NASDAQ:TSLA) shares have been falling through last month. Last week Tesla’s stock price marked a 52-week low. The shares had hit a high of $240 on the last day of 2015 though they have set a declining pattern this year. Tesla’s share price is currently trading at […]

Developer Creates Feerless Apps To Warn People With PTSD Of Possible Triggers On Shows From Netflix, Inc. (NASDAQ:NFLX)

Developer Creates Feerless Apps To Warn People With PTSD Of Possible Triggers On Shows From Netflix, Inc. (NASDAQ:NFLX)

Netflix, Inc. (NASDAQ:NFLX) has become a global sensation because it offers content to users but some of the content aired on the streaming service tends to be violent and are thus not advisable to people with Post Traumatic Stress Disorder (PTSD). A developer has come up with a solution to […]

Macy’s, Inc. (NYSE:M) teams up with Etsy Inc (NASDAQ:ETSY) to attract millennials

Macy’s, Inc. (NYSE:M) teams up with Etsy Inc (NASDAQ:ETSY) to attract millennials

Macy’s, Inc. (NYSE:M) is trying a new strategy that is aimed at attracting millennials through it’s a new partnership with Etsy Inc (NASDAQ:ETSY). This new strategy is an effort by Macy’s to do things differently especially after facing a bad year in terms of sales. The involvement of Etsy is […]